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June 2024 Housing Market Report

By MNR News posted 07-16-2024 09:30 AM

  
Prices reach record highs despite more supply and lower affordability 
  • New listings down 9.2%; pending sales fell 13.2%
  • The median sales price increased 1.4% to $355,000
  • The average market time rose 10% to 33 days on market
(Jul. 16, 2024) – According to new data from Minnesota Realtors®, both buyer and seller activity were down compared to June of 2023, while prices and market times rose.  

Market Activity
With half of 2024 behind us, it's a good time to take a step back and review year-to-date activity. Through the first six months of 2024, new listings have increased by 8.8%, and closed sales have risen by 3.4% statewide compared to the same period last year. This indicates that seller activity has increased at more than twice the rate of buyer activity. Consequently, more supply is entering the market relative to demand, part of a continuing trend. Year-over-year inventory has grown for 11 consecutive months. In June, the number of homes for sale was up 11% to 14,648 active listings––that’s how many properties are available on which buyers can write offers. While buyers will appreciate the extra 1,500 homes to choose from, there are still only 2.6 months of supply, signaling that Minnesota continues to be a seller’s market.

Home buyers came into 2024 largely optimistic about lower mortgage rates. But that hasn’t materialized, due to stronger than expected economic growth as well as stubborn inflation numbers. Some buyers are postponing purchase decisions due to these low affordability factors. Despite some shrinking demand, prices aren’t likely to soften due to the persistent and long-running inventory shortage. After more than a decade of underbuilding, there simply aren't enough homes to meet demand. If and when interest rates settle, home buyers will likely face stiff competition from others who were locked out of the market during the post-pandemic buying frenzy.
The typical sales price was up 1.4% while days on the market increased 10%. That was both the smallest increase in median price and the largest increase in market times since last July. On average, sellers accepted 99.4% of their list price, which is down from last June but on-par with 2018-2020 levels. While many buyers and sellers have found success, others have been frustrated by this spring market,” said Geri Theis, President of Minnesota Realtors®. “There are some encouraging signs that rates could decrease yet this year, and we’ve already seen more supply become available. Affordability remains a key challenge for buyers, and for sellers who turn around to become buyers.” 

Regional Dynamics
Market activity always varies across areas, price points, and property types. Alexandria and Grand Rapids were the only areas with more new listings than last year. Pending sales were down across the board; sales in the Grand Rapids region were essentially flat. Home prices rose the most in the Willmar, St. Cloud, and Rochester regions. The largest price declines took place in the Detroit Lakes and Alexandria areas. The most balanced markets were Detroit Lakes and Bemidji while the most undersupplied markets were Rochester, St. Cloud, and the Twin Cities metro.

Twin Cities Metro Overview
Home prices are higher in the metro, but homes are selling more quickly in greater Minnesota. Both new listings and sales slid less in the metro compared to statewide. Twin Cities home sellers accepted 100.1% of their list price in 34 days compared to 99.4% in 33 days statewide. The metro had 2.4 months of supply while there were 2.6 months of inventory statewide. As has been the case, those shopping for homes face the twin hurdles of undersupply and lack of affordability. These headwinds are impacting virtually every county, city, and neighborhood across the state. Yet there are some hopeful signs of relief when it comes to easing interest rates and more inventory in the months ahead. 

  Regional year-over-year closed sales for June 2024:

State and metro key market indicators year over year for June 2024:

All information is according to Minnesota Realtors® based on data from NorthstarMLS and other MN MLSs. Data is deemed reliable, but not guaranteed.  

To read our full June 2024 Housing Report, click here.

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